Terms & Conditions

Effective date: August 11, 2026These Terms & Conditions (“Terms”) govern your use of the website and services offered by Harvey Lemus, doing business as Cartagena Equity Partners. By accessing our website or submitting information to us, you agree to these Terms. If you do not agree, please do not use our website or services.1. Our Services
Cartagena Equity Partners is a private holding company that evaluates and pursues the acquisition of small and mid-sized businesses. Information on our website is provided for general purposes only and does not constitute an offer to buy or sell any business, security, or interest, and does not constitute investment, legal, tax, or financial advice.2. Submissions and Communications
When you submit a form or contact us, you represent that the information you provide is accurate and that you are authorized to share it. You agree that we may contact you by email, phone, and—if you opt in—text message, using the contact details you provide.3. SMS / Text Messaging Program Terms
By opting in to text messages from Cartagena Equity Partners, you agree to the following terms:Program description. When you check the SMS consent box on our form and submit your mobile number, you agree to receive text messages from Cartagena Equity Partners about your inquiry, including follow-up regarding selling your business or a valuation, at the number provided.
Consent. Providing your mobile number and checking the consent box constitutes your express consent to receive text messages at that number. Consent is not a condition of any purchase or service.
Message frequency. Message frequency varies based on your inquiry and our communications with you.
Cost. Message and data rates may apply. Check with your mobile carrier for details about your plan.
Opt-out. You can cancel at any time by replying STOP to any message. After you send STOP, we will send one message confirming that you have been unsubscribed, and you will no longer receive text messages from us unless you opt in again.
Help. Reply HELP for assistance, or contact us at [email protected] or 781-200-3093.
Carriers. Carriers are not liable for delayed or undelivered messages. Delivery of messages is subject to effective transmission by your mobile carrier and is not guaranteed.
Supported carriers. Our program is compatible with major U.S. carriers, though carrier participation may change.
Changes. We may modify or terminate the text-messaging program at any time. Your mobile information is handled as described in our Privacy Policy and is never shared with third parties or affiliates for marketing or promotional purposes.
4. Intellectual Property
The content on our website, including text, logos, and graphics, is owned by or licensed to Cartagena Equity Partners and is protected by applicable law. You may not reproduce, distribute, or create derivative works without our prior written permission.5. Disclaimers
Our website and services are provided “as is” and “as available,” without warranties of any kind, express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of harmful components. Nothing on our website is a guarantee of any transaction, valuation, or outcome.6. Limitation of Liability
To the fullest extent permitted by law, Cartagena Equity Partners and its owners, members, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of our website or services.7. Governing Law
These Terms are governed by the laws of the Commonwealth of Massachusetts, without regard to its conflict-of-laws principles. Any dispute arising under these Terms will be subject to the exclusive jurisdiction of the state and federal courts located in Massachusetts.8. Changes to These Terms
We may update these Terms from time to time. Changes take effect when posted on this page with an updated effective date.9. Contact Us
Harvey Lemus (Cartagena Equity Partners)
8 Makepeace St, Saugus, MA 01906
Email: [email protected]
Phone: 781-200-3093